Boston, NY Auto Insurance 

In order to be able to drive in the state of New York, you are required to maintain at least the minimum required amount of car insurance coverage. Here at Haddad Agency, we are happy to help out clients throughout Boston, NY and the surrounding areas. We offer a range of auto insurance coverage options to meet your needs and budget.

Liability Coverage

This is the most important type of coverage for you to have and is what is required by law, as it covers you for personal injury to any passengers of the other vehicle in an accident where you are at fault. This coverage will pay the person's medical bills and may also replace a portion of their salary if they are unable to return to work right away. This aspect of coverage will also cover damage to the other person's vehicle.

Car Insurance with Collision Coverage

Collision coverage is the aspect of your auto insurance that will cover any damage to your car when you are at fault in the accident. Collision coverage is not required, so it is up to you to determine whether or not to obtain this coverage in your policy. The greater the value of your vehicle, the more coverage you will want to have in this area.

Uninsured or Underinsured Motorist Coverage

This is another optional type of coverage that you may wish to add to your policy. The previous sections discussed coverage for when you are at fault, but what happens if someone else is at fault? If the person who hit you does not have insurance or does not have enough coverage to pay for all of the damage or injuries, uninsured or underinsured motorist coverage can fill in the gaps so that you don't have to cover the costs yourself.

Call Us for More Information

We'll be happy to explain these and other car insurance coverage options to you in greater detail so that you can choose which is right for you. Get in touch with us today to schedule a free consultation at Haddad Agency at a time that works best for you.